Indian Overseas Bank KOTTAYAM Branch IFSC Code
IOBA 0000040
Indian Overseas Bank KOTTAYAM — KOTTAYAM, KERALA
MICR: 686020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KOTTAYAM
- IFSC Code
- IOBA0000040
- MICR Code
- 686020002
- City
- KOTTAYAM
- District
- KOTTAYAM
- State
- KERALA
- Contact
- +914812562004
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000040 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000040.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000040.
IFSC Code Structure
I
O
B
A
0
0
0
0
0
4
0
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000040 — Branch code (KOTTAYAM)
Nearby Indian Overseas Bank Branches in KOTTAYAM
KALLARA
IOBA0000363
MAG BUILDING, KALLARA PIN 695608
MICR: 695020804 RTGS ✓ NEFT ✓ IMPS ✓
CHENGANACHERRY
IOBA0000648
THOTACHERRY BUILDING, COLLEGE ROAD, CHENGANACHERRY PIN 686101
MICR: 686020052 RTGS ✓ NEFT ✓ IMPS ✓
KANJIRAPALLI
IOBA0001261
VARACHERIL BUILDINGS KURISINGAL KAVALA KANJIRAPPALLY PIN 686507
MICR: 686020152 RTGS ✓ NEFT ✓ IMPS ✓
NAGAMPADAM
IOBA0001962
ST.ANTONYS COMPLEX,NAGAMPADAM,KOTTAYAM,PIN 686001
MICR: 686020004 RTGS ✓ NEFT ✓ IMPS ✓
ANAKKAL
IOBA0001966
ST.ANTONYS PUBLIC SCH,JUNIOR COLLEGE,ANAKKAL P.O.,KANJIRAPALLY,PIN 686507
MICR: 686020153 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000040 valid for online transfer?
Yes, IOBA0000040 is a valid IFSC code for Indian Overseas Bank KOTTAYAM branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000040 belong to?
IOBA0000040 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KOTTAYAM is 686020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000040?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.