Indian Overseas Bank KANJIRAPALLI Branch IFSC Code

IOBA 0001261
Indian Overseas Bank Logo Indian Overseas Bank
KANJIRAPALLI — KOTTAYAM, KERALA
MICR: 686020152 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KANJIRAPALLI
IFSC Code
IOBA0001261
MICR Code
686020152
Address
VARACHERIL BUILDINGS KURISINGAL KAVALA KANJIRAPPALLY PIN 686507
Open in Google Maps
City
KOTTAYAM
District
KANJIRAPPALLY
State
KERALA
Contact
+914828203370

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001261 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001261.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001261.

IFSC Code Structure

I
O
B
A
0
0
0
1
2
6
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001261 — Branch code (KANJIRAPALLI)

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Frequently Asked Questions

Is IOBA0001261 valid for online transfer?
Yes, IOBA0001261 is a valid IFSC code for Indian Overseas Bank KANJIRAPALLI branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001261 belong to?
IOBA0001261 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KANJIRAPALLI is 686020152. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001261?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.