Indian Overseas Bank KALLARA Branch IFSC Code

IOBA 0000363
Indian Overseas Bank Logo Indian Overseas Bank
KALLARA — KOTTAYAM, KERALA
MICR: 695020804 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KALLARA
IFSC Code
IOBA0000363
MICR Code
695020804
Address
MAG BUILDING, KALLARA PIN 695608
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City
KOTTAYAM
District
KALLARA
State
KERALA
Contact
2860221

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000363 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000363.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000363.

IFSC Code Structure

I
O
B
A
0
0
0
0
3
6
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000363 — Branch code (KALLARA)

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Frequently Asked Questions

Is IOBA0000363 valid for online transfer?
Yes, IOBA0000363 is a valid IFSC code for Indian Overseas Bank KALLARA branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000363 belong to?
IOBA0000363 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KALLARA is 695020804. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000363?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.