Indian Overseas Bank SOWKARPET Branch IFSC Code

IOBA 0000086
Indian Overseas Bank Logo Indian Overseas Bank
SOWKARPET — CHENNAI, TAMIL NADU
MICR: 600020008 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SOWKARPET
IFSC Code
IOBA0000086
MICR Code
600020008
Address
143, NSC BOSE ROAD, SOWCARPET, CHENNAI - 600 079
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City
CHENNAI
District
CHENNAI
State
TAMIL NADU
Contact
25393985

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000086 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000086.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000086.

IFSC Code Structure

I
O
B
A
0
0
0
0
0
8
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000086 — Branch code (SOWKARPET)

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Frequently Asked Questions

Is IOBA0000086 valid for online transfer?
Yes, IOBA0000086 is a valid IFSC code for Indian Overseas Bank SOWKARPET branch in CHENNAI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000086 belong to?
IOBA0000086 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SOWKARPET is 600020008. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000086?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.