Indian Overseas Bank CHENNAI PAMMAL Branch IFSC Code

IOBA 0000164
Indian Overseas Bank Logo Indian Overseas Bank
CHENNAI PAMMAL — CHENNAI, TAMIL NADU
MICR: 600020055 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHENNAI PAMMAL
IFSC Code
IOBA0000164
MICR Code
600020055
Address
66 C,PAMMAL MAIN ROAD,PAMMAL CHENNAI 600075
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City
CHENNAI
District
CHENNAI
State
TAMIL NADU
Contact
22486789

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000164 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000164.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000164.

IFSC Code Structure

I
O
B
A
0
0
0
0
1
6
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000164 — Branch code (CHENNAI PAMMAL)

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Frequently Asked Questions

Is IOBA0000164 valid for online transfer?
Yes, IOBA0000164 is a valid IFSC code for Indian Overseas Bank CHENNAI PAMMAL branch in CHENNAI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000164 belong to?
IOBA0000164 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHENNAI PAMMAL is 600020055. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000164?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.