Indian Overseas Bank JALLANDHAR Branch IFSC Code

IOBA 0000190
Indian Overseas Bank Logo Indian Overseas Bank
JALLANDHAR — JALANDHAR, PUNJAB
MICR: 144020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
JALLANDHAR
IFSC Code
IOBA0000190
MICR Code
144020002
Address
LALLY NIVAS, G T ROAD, JULLUNDUR CITY, PIN 144001
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City
JALANDHAR
District
JALANDHAR
State
PUNJAB
Contact
+911812452568

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000190 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000190.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000190.

IFSC Code Structure

I
O
B
A
0
0
0
0
1
9
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000190 — Branch code (JALLANDHAR)

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Frequently Asked Questions

Is IOBA0000190 valid for online transfer?
Yes, IOBA0000190 is a valid IFSC code for Indian Overseas Bank JALLANDHAR branch in JALANDHAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000190 belong to?
IOBA0000190 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank JALLANDHAR is 144020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000190?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.