Indian Overseas Bank SHAHKOT Branch IFSC Code

IOBA 0000682
Indian Overseas Bank Logo Indian Overseas Bank
SHAHKOT — JALANDHAR, PUNJAB
MICR: 144020902 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SHAHKOT
IFSC Code
IOBA0000682
MICR Code
144020902
Address
VISHKARMA MARKET MANDI VILL AND POST SHAHKOT PIN 144702
Open in Google Maps
City
JALANDHAR
District
SHAHKOT
State
PUNJAB
Contact
+911821263201

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000682 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000682.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000682.

IFSC Code Structure

I
O
B
A
0
0
0
0
6
8
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000682 — Branch code (SHAHKOT)

Nearby Indian Overseas Bank Branches in JALANDHAR

View all Indian Overseas Bank branches in JALANDHAR →

Frequently Asked Questions

Is IOBA0000682 valid for online transfer?
Yes, IOBA0000682 is a valid IFSC code for Indian Overseas Bank SHAHKOT branch in JALANDHAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000682 belong to?
IOBA0000682 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SHAHKOT is 144020902. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000682?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.