Indian Overseas Bank JALANDHARSURANUSSI Branch IFSC Code
IOBA 0000304
Indian Overseas Bank JALANDHARSURANUSSI — JALANDHAR, PUNJAB
MICR: 144020003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- JALANDHARSURANUSSI
- IFSC Code
- IOBA0000304
- MICR Code
- 144020003
- City
- JALANDHAR
- District
- JALANDHAR
- State
- PUNJAB
- Contact
- 2670652
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000304 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000304.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000304.
IFSC Code Structure
I
O
B
A
0
0
0
0
3
0
4
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000304 — Branch code (JALANDHARSURANUSSI)
Nearby Indian Overseas Bank Branches in JALANDHAR
JALLANDHAR
IOBA0000190
LALLY NIVAS, G T ROAD, JULLUNDUR CITY, PIN 144001
MICR: 144020002 RTGS ✓ NEFT ✓ IMPS ✓
JALANDHAR CANTONMENT
IOBA0000411
8,HARDYAL ROAD,JALANDHAR CANTONMENT,PIN 144005
MICR: 144020005 RTGS ✓ NEFT ✓ IMPS ✓
ADAMPUR DOABA
IOBA0000516
PUNJAB KHADI MANDAL BU ADAMPUR DOABA PIN 144102
MICR: 144020812 RTGS ✓ NEFT ✓ IMPS ✓
SHAHKOT
IOBA0000682
VISHKARMA MARKET MANDI VILL AND POST SHAHKOT PIN 144702
MICR: 144020902 RTGS ✓ NEFT ✓ IMPS ✓
JALANDHAR DOABA COLLEGE
IOBA0001251
TANDA ROAD,JALANDHAR PIN 144004
MICR: 144020004 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000304 valid for online transfer?
Yes, IOBA0000304 is a valid IFSC code for Indian Overseas Bank JALANDHARSURANUSSI branch in JALANDHAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000304 belong to?
IOBA0000304 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank JALANDHARSURANUSSI is 144020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000304?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.