Indian Overseas Bank VASCO DA GAMA Branch IFSC Code

IOBA 0000194
Indian Overseas Bank Logo Indian Overseas Bank
VASCO DA GAMA — SOUTH GOA, GOA
MICR: 403020013 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
VASCO DA GAMA
IFSC Code
IOBA0000194
MICR Code
403020013
Address
PERIERA CHAMBERS,PE JOSE VAZ ROAD,VASCO DA GAMA,GOA PIN 403802
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City
SOUTH GOA
District
MORMUGAO
State
GOA
Contact
2512539

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000194 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000194.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000194.

IFSC Code Structure

I
O
B
A
0
0
0
0
1
9
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000194 — Branch code (VASCO DA GAMA)

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Frequently Asked Questions

Is IOBA0000194 valid for online transfer?
Yes, IOBA0000194 is a valid IFSC code for Indian Overseas Bank VASCO DA GAMA branch in SOUTH GOA, GOA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000194 belong to?
IOBA0000194 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VASCO DA GAMA is 403020013. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000194?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.