Indian Overseas Bank GOANUVEM Branch IFSC Code

IOBA 0000538
Indian Overseas Bank Logo Indian Overseas Bank
GOANUVEM — SOUTH GOA, GOA
MICR: 403020011 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
GOANUVEM
IFSC Code
IOBA0000538
MICR Code
403020011
Address
H NO 558 POVOASAO NUVEM SALCETE PIN 403604
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City
SOUTH GOA
District
NUVEM
State
GOA
Contact
2790195

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000538 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000538.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000538.

IFSC Code Structure

I
O
B
A
0
0
0
0
5
3
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000538 — Branch code (GOANUVEM)

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Frequently Asked Questions

Is IOBA0000538 valid for online transfer?
Yes, IOBA0000538 is a valid IFSC code for Indian Overseas Bank GOANUVEM branch in SOUTH GOA, GOA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000538 belong to?
IOBA0000538 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GOANUVEM is 403020011. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000538?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.