Indian Overseas Bank SERAULIM Branch IFSC Code

IOBA 0002902
Indian Overseas Bank Logo Indian Overseas Bank
SERAULIM — SOUTH GOA, GOA
MICR: 403020021 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SERAULIM
IFSC Code
IOBA0002902
MICR Code
403020021
Address
AG BY 5 6,RELIANCE PARK CO OPERATIVE HOUSING SOCIETY,MARGAO COLVA ROAD,SERAULIM,SOUTH GOA,GOA 403708
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City
SOUTH GOA
District
MARGAO
State
GOA
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002902 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002902.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002902.

IFSC Code Structure

I
O
B
A
0
0
0
2
9
0
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002902 — Branch code (SERAULIM)

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Frequently Asked Questions

Is IOBA0002902 valid for online transfer?
Yes, IOBA0002902 is a valid IFSC code for Indian Overseas Bank SERAULIM branch in SOUTH GOA, GOA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002902 belong to?
IOBA0002902 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SERAULIM is 403020021. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002902?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.