Indian Overseas Bank CHENNAI VYASARPADI Branch IFSC Code

IOBA 0000394
Indian Overseas Bank Logo Indian Overseas Bank
CHENNAI VYASARPADI — CHENNAI, TAMIL NADU
MICR: 600020048 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHENNAI VYASARPADI
IFSC Code
IOBA0000394
MICR Code
600020048
Address
3,II CROSS ROAD,MAHAKAVIBHARATHI NAGAR,VYASARPADI,CHENNAI 600039
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City
CHENNAI
District
CHENNAI
State
TAMIL NADU
Contact
26734201

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000394 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000394.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000394.

IFSC Code Structure

I
O
B
A
0
0
0
0
3
9
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000394 — Branch code (CHENNAI VYASARPADI)

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Frequently Asked Questions

Is IOBA0000394 valid for online transfer?
Yes, IOBA0000394 is a valid IFSC code for Indian Overseas Bank CHENNAI VYASARPADI branch in CHENNAI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000394 belong to?
IOBA0000394 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHENNAI VYASARPADI is 600020048. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000394?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.