Indian Overseas Bank R K PURAM Branch IFSC Code

IOBA 0000408
Indian Overseas Bank Logo Indian Overseas Bank
R K PURAM — NEW DELHI, DELHI
MICR: 110020021 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
R K PURAM
IFSC Code
IOBA0000408
MICR Code
110020021
Address
PALIKA BHAVAN, 1ST FLOOR, SECTOR 13, R.K.PURAM, NEW DELHI - PIN 110 066
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City
NEW DELHI
District
DELHI
State
DELHI

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000408 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000408.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000408.

IFSC Code Structure

I
O
B
A
0
0
0
0
4
0
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000408 — Branch code (R K PURAM)

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Frequently Asked Questions

Is IOBA0000408 valid for online transfer?
Yes, IOBA0000408 is a valid IFSC code for Indian Overseas Bank R K PURAM branch in NEW DELHI, DELHI. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000408 belong to?
IOBA0000408 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank R K PURAM is 110020021. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000408?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.