Indian Overseas Bank VILLIVAKKAM Branch IFSC Code

IOBA 0000546
Indian Overseas Bank Logo Indian Overseas Bank
VILLIVAKKAM — CHENNAI, TAMIL NADU
MICR: 600020050 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
VILLIVAKKAM
IFSC Code
IOBA0000546
MICR Code
600020050
Address
43, STATION RD, VILLIVAKKAM, CHENNAI
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City
CHENNAI
District
CHENNAI
State
TAMIL NADU
Contact
26173880

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000546 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000546.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000546.

IFSC Code Structure

I
O
B
A
0
0
0
0
5
4
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000546 — Branch code (VILLIVAKKAM)

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Frequently Asked Questions

Is IOBA0000546 valid for online transfer?
Yes, IOBA0000546 is a valid IFSC code for Indian Overseas Bank VILLIVAKKAM branch in CHENNAI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000546 belong to?
IOBA0000546 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VILLIVAKKAM is 600020050. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000546?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.