Indian Overseas Bank ALWAYE Branch IFSC Code

IOBA 0000664
Indian Overseas Bank Logo Indian Overseas Bank
ALWAYE — ERNAKULAM, KERALA
MICR: 682020004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
ALWAYE
IFSC Code
IOBA0000664
MICR Code
682020004
Address
KODAWATH SHOPPING COMP, AMC XII BY 70A 1, SUB JAIL ROAD, ALUVA PIN 683101
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City
ERNAKULAM
District
ALUVA
State
KERALA
Contact
2623238

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000664 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000664.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000664.

IFSC Code Structure

I
O
B
A
0
0
0
0
6
6
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000664 — Branch code (ALWAYE)

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Frequently Asked Questions

Is IOBA0000664 valid for online transfer?
Yes, IOBA0000664 is a valid IFSC code for Indian Overseas Bank ALWAYE branch in ERNAKULAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000664 belong to?
IOBA0000664 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ALWAYE is 682020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000664?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.