Indian Overseas Bank KARKALA Branch IFSC Code

IOBA 0000841
Indian Overseas Bank Logo Indian Overseas Bank
KARKALA — UDIPI, KARNATAKA
MICR: 575020006 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KARKALA
IFSC Code
IOBA0000841
MICR Code
575020006
Address
GOPAL TOWERS, MAIN ROAD, KARKALA PIN 574104
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City
UDIPI
District
KARKALA
State
KARNATAKA
Contact
+918258230485

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000841 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000841.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000841.

IFSC Code Structure

I
O
B
A
0
0
0
0
8
4
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000841 — Branch code (KARKALA)

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Frequently Asked Questions

Is IOBA0000841 valid for online transfer?
Yes, IOBA0000841 is a valid IFSC code for Indian Overseas Bank KARKALA branch in UDIPI, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000841 belong to?
IOBA0000841 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KARKALA is 575020006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000841?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.