Indian Overseas Bank UDIPI Branch IFSC Code

IOBA 0001442
Indian Overseas Bank Logo Indian Overseas Bank
UDIPI — UDIPI, KARNATAKA
MICR: 576020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
UDIPI
IFSC Code
IOBA0001442
MICR Code
576020002
Address
SRI BHOOVARAHA COMPLEX, CAR STREET, OPP SODE MUTT, UDUPI 576101
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City
UDIPI
District
UDUPI
State
KARNATAKA
Contact
+918202531422

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001442 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001442.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001442.

IFSC Code Structure

I
O
B
A
0
0
0
1
4
4
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001442 — Branch code (UDIPI)

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Frequently Asked Questions

Is IOBA0001442 valid for online transfer?
Yes, IOBA0001442 is a valid IFSC code for Indian Overseas Bank UDIPI branch in UDIPI, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001442 belong to?
IOBA0001442 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank UDIPI is 576020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001442?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.