Indian Overseas Bank VARANGA Branch IFSC Code
IOBA 0000971
Indian Overseas Bank VARANGA — UDIPI, KARNATAKA
MICR: 575020501
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- VARANGA
- IFSC Code
- IOBA0000971
- MICR Code
- 575020501
- City
- UDIPI
- District
- VARANGA
- State
- KARNATAKA
- Contact
- +918253259221
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000971 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000971.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000971.
IFSC Code Structure
I
O
B
A
0
0
0
0
9
7
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000971 — Branch code (VARANGA)
Nearby Indian Overseas Bank Branches in UDIPI
KARKALA
IOBA0000841
GOPAL TOWERS, MAIN ROAD, KARKALA PIN 574104
MICR: 575020006 RTGS ✓ NEFT ✓ IMPS ✓
UDIPI
IOBA0001442
SRI BHOOVARAHA COMPLEX, CAR STREET, OPP SODE MUTT, UDUPI 576101
MICR: 576020002 RTGS ✓ NEFT ✓ IMPS ✓
BIJADI
IOBA0002410
BIJADI VILLAGE KOTESHWARA POST,KUNDAPUR TALUK UDUPI,PINCODE 576222 KARNATAKA STATE
MICR: 576020501 RTGS ✓ NEFT ✓ IMPS ✓
BELMANNU
IOBA0002591
263 GRND FLOOR,MANGALORE,BELMANNU,UDUPI,576111,KARNATAKA
MICR: 576020502 RTGS ✓ NEFT ✓ IMPS ✓
KUNDAPURA
IOBA0003155
PRABHU BUILDING,MUNICIPAL ROAD,KUNDPURA,KARNATAKA 576201
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000971 valid for online transfer?
Yes, IOBA0000971 is a valid IFSC code for Indian Overseas Bank VARANGA branch in UDIPI, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000971 belong to?
IOBA0000971 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VARANGA is 575020501. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000971?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.