Indian Overseas Bank KANDAMPALAYAM Branch IFSC Code

IOBA 0000959
Indian Overseas Bank Logo Indian Overseas Bank
KANDAMPALAYAM — KARUR, TAMIL NADU
MICR: 639020008 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KANDAMPALAYAM
IFSC Code
IOBA0000959
MICR Code
639020008
Address
35 A, NOYYAL ROAD, KANDAMPALAYAM, VELAYUTHAMPALAYAM PIN 639117
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City
KARUR
District
KANDANPALAYAM
State
TAMIL NADU
Contact
270517

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000959 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000959.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000959.

IFSC Code Structure

I
O
B
A
0
0
0
0
9
5
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000959 — Branch code (KANDAMPALAYAM)

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Frequently Asked Questions

Is IOBA0000959 valid for online transfer?
Yes, IOBA0000959 is a valid IFSC code for Indian Overseas Bank KANDAMPALAYAM branch in KARUR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000959 belong to?
IOBA0000959 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KANDAMPALAYAM is 639020008. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000959?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.