Indian Overseas Bank JAHADA Branch IFSC Code

IOBA 0000986
Indian Overseas Bank Logo Indian Overseas Bank
JAHADA — GANJAM, ODISHA
MICR: 761020508 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
JAHADA
IFSC Code
IOBA0000986
MICR Code
761020508
Address
AT PO JAHADA,VIA DHARAKOTE,JAHADA,PIN 761107
Open in Google Maps
City
GANJAM
District
ASKA
State
ODISHA
Contact
+916822268136

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000986 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000986.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000986.

IFSC Code Structure

I
O
B
A
0
0
0
0
9
8
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000986 — Branch code (JAHADA)

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Frequently Asked Questions

Is IOBA0000986 valid for online transfer?
Yes, IOBA0000986 is a valid IFSC code for Indian Overseas Bank JAHADA branch in GANJAM, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000986 belong to?
IOBA0000986 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank JAHADA is 761020508. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000986?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.