Indian Overseas Bank COMMERCIAL AND INSTL CREDIT Branch IFSC Code
IOBA 0001046
Indian Overseas Bank COMMERCIAL AND INSTL CREDIT — CHENNAI, TAMIL NADU
MICR: 600020006
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- COMMERCIAL AND INSTL CREDIT
- IFSC Code
- IOBA0001046
- MICR Code
- 600020006
- Address
- 98-A, EUROS CORPORATE CENTRE, DR RADHAKRISHNAN SALAI, MYLAPORE, CHENNAI - 600004 Open in Google Maps
- City
- CHENNAI
- District
- CHENNAI
- State
- TAMIL NADU
- Contact
- 28478638
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001046 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001046.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001046.
IFSC Code Structure
I
O
B
A
0
0
0
1
0
4
6
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001046 — Branch code (COMMERCIAL AND INSTL CREDIT)
Nearby Indian Overseas Bank Branches in CHENNAI
ADYAR
IOBA0000002
NO 12, SARDAR PATEL ROAD, ADAYAR, CHENNAI - 600020
MICR: 600020043 RTGS ✓ NEFT ✓ IMPS ✓
AMINJIKARAI
IOBA0000005
OLD 248, 409, POONAMALLE HIGH ROAD, AMINJIKARAI, CHENNAI 600029
MICR: 600020015 RTGS ✓ NEFT ✓ IMPS ✓
CHENNAI AVADI
IOBA0000008
229,NEW MILITARY ROAD,AVADI CHENNAI PIN600054
MICR: 600020042 RTGS ✓ NEFT ✓ IMPS ✓
AYANAVARAM
IOBA0000009
150, KONNUR RD, AYANAVARAM, CHENNAI
MICR: 600020038 RTGS ✓ NEFT ✓ IMPS ✓
KODAMBAKKAM
IOBA0000038
292, ARCOT ROAD, KODAMBAKKAM , CHENNAI - 600 024
MICR: 600020014 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001046 valid for online transfer?
Yes, IOBA0001046 is a valid IFSC code for Indian Overseas Bank COMMERCIAL AND INSTL CREDIT branch in CHENNAI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001046 belong to?
IOBA0001046 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank COMMERCIAL AND INSTL CREDIT is 600020006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001046?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.