Indian Overseas Bank INDUSTRIAL FINANCE Branch IFSC Code

IOBA 0001205
Indian Overseas Bank Logo Indian Overseas Bank
INDUSTRIAL FINANCE — NEW DELHI, DELHI
MICR: 110020028 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
INDUSTRIAL FINANCE
IFSC Code
IOBA0001205
MICR Code
110020028
Address
D-28 29 CONNAUGHT PLACE NEW DELHI-110001
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City
NEW DELHI
District
DELHI
State
DELHI
Contact
23417102

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001205 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001205.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001205.

IFSC Code Structure

I
O
B
A
0
0
0
1
2
0
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001205 — Branch code (INDUSTRIAL FINANCE)

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Frequently Asked Questions

Is IOBA0001205 valid for online transfer?
Yes, IOBA0001205 is a valid IFSC code for Indian Overseas Bank INDUSTRIAL FINANCE branch in NEW DELHI, DELHI. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001205 belong to?
IOBA0001205 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank INDUSTRIAL FINANCE is 110020028. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001205?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.