Indian Overseas Bank KHARAGPUR Branch IFSC Code
IOBA 0001289
Indian Overseas Bank KHARAGPUR — NORTH 24 PARGANAS, WEST BENGAL
MICR: 721020102
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KHARAGPUR
- IFSC Code
- IOBA0001289
- MICR Code
- 721020102
- City
- NORTH 24 PARGANAS
- District
- KHARAGPUR
- State
- WEST BENGAL
- Contact
- +913222255018
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001289 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001289.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001289.
IFSC Code Structure
I
O
B
A
0
0
0
1
2
8
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001289 — Branch code (KHARAGPUR)
Nearby Indian Overseas Bank Branches in NORTH 24 PARGANAS
BARRACKPORE
IOBA0001459
114 157BARASAT ROAD NONA CHANDANPUKUR 24 PARGANAS NBARRACKPORE PIN 743102
MICR: 700020037 RTGS ✓ NEFT ✓ IMPS ✓
BASHIRHAT
IOBA0001464
S N MAZUMDER ROAD TAKI ROAD CROSSING,24 PARGANAS BASIRHAT PIN 743411
MICR: 700020501 RTGS ✓ NEFT ✓ IMPS ✓
BARASAT
IOBA0002131
61 BY E, K N C ROAD, BARASAT743201
MICR: 700020056 RTGS ✓ NEFT ✓ IMPS ✓
LAKE TOWN DUM DUM PARK
IOBA0002239
850 LAKE TOWN BLOCK A KOLKATA WEST BENGAL
MICR: 700020068 RTGS ✓ NEFT ✓ IMPS ✓
BILKANDA MURAGACHHA
IOBA0002315
OPP BILKANDA PANCHAYAT OFF,2 P O JUGBERIA,SODEPUR RAOD,DIST NORTH 24 PARGANAS,KOKATTA 700110
MICR: 700020076 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001289 valid for online transfer?
Yes, IOBA0001289 is a valid IFSC code for Indian Overseas Bank KHARAGPUR branch in NORTH 24 PARGANAS, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001289 belong to?
IOBA0001289 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KHARAGPUR is 721020102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001289?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.