Indian Overseas Bank BILKANDA MURAGACHHA Branch IFSC Code

IOBA 0002315
Indian Overseas Bank Logo Indian Overseas Bank
BILKANDA MURAGACHHA — NORTH 24 PARGANAS, WEST BENGAL
MICR: 700020076 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BILKANDA MURAGACHHA
IFSC Code
IOBA0002315
MICR Code
700020076
Address
OPP BILKANDA PANCHAYAT OFF,2 P O JUGBERIA,SODEPUR RAOD,DIST NORTH 24 PARGANAS,KOKATTA 700110
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City
NORTH 24 PARGANAS
District
BARRACKPUR
State
WEST BENGAL
Contact
25377350

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002315 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002315.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002315.

IFSC Code Structure

I
O
B
A
0
0
0
2
3
1
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002315 — Branch code (BILKANDA MURAGACHHA)

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Frequently Asked Questions

Is IOBA0002315 valid for online transfer?
Yes, IOBA0002315 is a valid IFSC code for Indian Overseas Bank BILKANDA MURAGACHHA branch in NORTH 24 PARGANAS, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002315 belong to?
IOBA0002315 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BILKANDA MURAGACHHA is 700020076. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002315?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.