Indian Overseas Bank BARASAT Branch IFSC Code

IOBA 0002131
Indian Overseas Bank Logo Indian Overseas Bank
BARASAT — NORTH 24 PARGANAS, WEST BENGAL
MICR: 700020056 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BARASAT
IFSC Code
IOBA0002131
MICR Code
700020056
Address
61 BY E, K N C ROAD, BARASAT743201
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City
NORTH 24 PARGANAS
District
BARASAT
State
WEST BENGAL
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002131 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002131.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002131.

IFSC Code Structure

I
O
B
A
0
0
0
2
1
3
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002131 — Branch code (BARASAT)

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Frequently Asked Questions

Is IOBA0002131 valid for online transfer?
Yes, IOBA0002131 is a valid IFSC code for Indian Overseas Bank BARASAT branch in NORTH 24 PARGANAS, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002131 belong to?
IOBA0002131 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BARASAT is 700020056. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002131?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.