Indian Overseas Bank CHIDAMBARAM Branch IFSC Code

IOBA 0001354
Indian Overseas Bank Logo Indian Overseas Bank
CHIDAMBARAM — CUDDALORE, TAMIL NADU
MICR: 605020018 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHIDAMBARAM
IFSC Code
IOBA0001354
MICR Code
605020018
Address
8 AND 9 WEST CAR STREET,CHIDAMBARAM
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City
CUDDALORE
District
CHIDAMBARAM
State
TAMIL NADU
Contact
222510

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001354 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001354.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001354.

IFSC Code Structure

I
O
B
A
0
0
0
1
3
5
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001354 — Branch code (CHIDAMBARAM)

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Frequently Asked Questions

Is IOBA0001354 valid for online transfer?
Yes, IOBA0001354 is a valid IFSC code for Indian Overseas Bank CHIDAMBARAM branch in CUDDALORE, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001354 belong to?
IOBA0001354 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHIDAMBARAM is 605020018. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001354?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.