Indian Overseas Bank BILASPUR Branch IFSC Code

IOBA 0001584
Indian Overseas Bank Logo Indian Overseas Bank
BILASPUR — BILASPUR, CHHATTISGARH
MICR: 495020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BILASPUR
IFSC Code
IOBA0001584
MICR Code
495020002
Address
GAJ MOHINI SHIV TALKIES BUS STAND ROAD, BILASPUR495001
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City
BILASPUR
District
BILASPUR
State
CHHATTISGARH
Contact
+917752237444

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001584 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001584.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001584.

IFSC Code Structure

I
O
B
A
0
0
0
1
5
8
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001584 — Branch code (BILASPUR)

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Frequently Asked Questions

Is IOBA0001584 valid for online transfer?
Yes, IOBA0001584 is a valid IFSC code for Indian Overseas Bank BILASPUR branch in BILASPUR, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001584 belong to?
IOBA0001584 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BILASPUR is 495020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001584?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.