Indian Overseas Bank HIRRI Branch IFSC Code

IOBA 0003227
Indian Overseas Bank Logo Indian Overseas Bank
HIRRI — BILASPUR, CHHATTISGARH
MICR: 495020003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
HIRRI
IFSC Code
IOBA0003227
MICR Code
495020003
Address
NEAR BILHA MODE,HIRRI,HIRRI,BILASPUR DIST,CHHATTISGARH495222
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City
BILASPUR
District
HIRRIMINES
State
CHHATTISGARH
Contact
+917752211189

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003227 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003227.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003227.

IFSC Code Structure

I
O
B
A
0
0
0
3
2
2
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003227 — Branch code (HIRRI)

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Frequently Asked Questions

Is IOBA0003227 valid for online transfer?
Yes, IOBA0003227 is a valid IFSC code for Indian Overseas Bank HIRRI branch in BILASPUR, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003227 belong to?
IOBA0003227 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank HIRRI is 495020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003227?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.