Indian Overseas Bank SACB KARHI Branch IFSC Code

IOBA 0003122
Indian Overseas Bank Logo Indian Overseas Bank
SACB KARHI — BILASPUR, CHHATTISGARH
MICR: 495020503 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SACB KARHI
IFSC Code
IOBA0003122
MICR Code
495020503
Address
LIG6,KARHI COLONY,NEAR COLLECTORATE,POMUNGELI,MUNGELI DIST,CHHATTISGARH 495334
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City
BILASPUR
District
MUNGELI
State
CHHATTISGARH
Contact
+917755264510

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003122 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003122.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003122.

IFSC Code Structure

I
O
B
A
0
0
0
3
1
2
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003122 — Branch code (SACB KARHI)

Nearby Indian Overseas Bank Branches in BILASPUR

BILASPUR

IOBA0001584

GAJ MOHINI SHIV TALKIES BUS STAND ROAD, BILASPUR495001

MICR: 495020002 RTGS ✓ NEFT ✓ IMPS ✓

KORBA

IOBA0002215

PLOT NO.4,KOSABADI,NIHARIKA,CHHATISGARH STATE,KORBA,PIN 495677

MICR: 495020302 RTGS ✓ NEFT ✓ IMPS ✓

HIRRI

IOBA0003227

NEAR BILHA MODE,HIRRI,HIRRI,BILASPUR DIST,CHHATTISGARH495222

MICR: 495020003 RTGS ✓ NEFT ✓ IMPS ✓

BILASPUR GAURAV PATH

IOBA0003238

AT-GEETHANJALI ENCLAVE, RING ROAD NO.2, PO-GOURAV PATH, ,PIN CODE-495001

MICR: 495020004 RTGS ✓ NEFT ✓ IMPS ✓
View all Indian Overseas Bank branches in BILASPUR →

Frequently Asked Questions

Is IOBA0003122 valid for online transfer?
Yes, IOBA0003122 is a valid IFSC code for Indian Overseas Bank SACB KARHI branch in BILASPUR, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003122 belong to?
IOBA0003122 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SACB KARHI is 495020503. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003122?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.