Indian Overseas Bank CHENNAIGANDHI NAGAR Branch IFSC Code

IOBA 0001635
Indian Overseas Bank Logo Indian Overseas Bank
CHENNAIGANDHI NAGAR — CHENNAI, TAMIL NADU
MICR: 600020120 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHENNAIGANDHI NAGAR
IFSC Code
IOBA0001635
MICR Code
600020120
Address
58 4 TH MAIN ROAD GANDHI NAGAR ADAYAR CHENNAI PIN 600020
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City
CHENNAI
District
CHENNAI
State
TAMIL NADU
Contact
2899930

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001635 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001635.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001635.

IFSC Code Structure

I
O
B
A
0
0
0
1
6
3
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001635 — Branch code (CHENNAIGANDHI NAGAR)

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Frequently Asked Questions

Is IOBA0001635 valid for online transfer?
Yes, IOBA0001635 is a valid IFSC code for Indian Overseas Bank CHENNAIGANDHI NAGAR branch in CHENNAI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001635 belong to?
IOBA0001635 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHENNAIGANDHI NAGAR is 600020120. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001635?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.