Indian Overseas Bank N H BYE PASS PALARIVATTOM Branch IFSC Code

IOBA 0001870
Indian Overseas Bank Logo Indian Overseas Bank
N H BYE PASS PALARIVATTOM — ERNAKULAM, KERALA
MICR: 682020012 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
N H BYE PASS PALARIVATTOM
IFSC Code
IOBA0001870
MICR Code
682020012
Address
CC 32 BY 1579 FIRST FLOOR, OPP EMC HOSPITAL, BYE PASS, PALARIVATTOM, COCHIN 682025
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City
ERNAKULAM
District
KOCHI
State
KERALA
Contact
2344533

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001870 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001870.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001870.

IFSC Code Structure

I
O
B
A
0
0
0
1
8
7
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001870 — Branch code (N H BYE PASS PALARIVATTOM)

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Frequently Asked Questions

Is IOBA0001870 valid for online transfer?
Yes, IOBA0001870 is a valid IFSC code for Indian Overseas Bank N H BYE PASS PALARIVATTOM branch in ERNAKULAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001870 belong to?
IOBA0001870 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank N H BYE PASS PALARIVATTOM is 682020012. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001870?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.