Indian Overseas Bank MIRA BHAYANDAR Branch IFSC Code

IOBA 0001973
Indian Overseas Bank Logo Indian Overseas Bank
MIRA BHAYANDAR — THANE, MAHARASHTRA
MICR: 400020067 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MIRA BHAYANDAR
IFSC Code
IOBA0001973
MICR Code
400020067
Address
SHOP NO A BY G 1,4,5 AND 6 SAI MAHIMA APTS UTTAN ROAD BHAYANDAR WEST PIN 401101
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City
THANE
District
MIRABHAYANDAR
State
MAHARASHTRA
Contact
28151949

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001973 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001973.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001973.

IFSC Code Structure

I
O
B
A
0
0
0
1
9
7
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001973 — Branch code (MIRA BHAYANDAR)

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Frequently Asked Questions

Is IOBA0001973 valid for online transfer?
Yes, IOBA0001973 is a valid IFSC code for Indian Overseas Bank MIRA BHAYANDAR branch in THANE, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001973 belong to?
IOBA0001973 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MIRA BHAYANDAR is 400020067. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001973?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.