Indian Overseas Bank GHODBUNDAR ROAD Branch IFSC Code
IOBA 0001978
Indian Overseas Bank GHODBUNDAR ROAD — THANE, MAHARASHTRA
MICR: 400020068
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- GHODBUNDAR ROAD
- IFSC Code
- IOBA0001978
- MICR Code
- 400020068
- City
- THANE
- District
- THANE
- State
- MAHARASHTRA
- Contact
- +912225893725
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001978 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001978.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001978.
IFSC Code Structure
I
O
B
A
0
0
0
1
9
7
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001978 — Branch code (GHODBUNDAR ROAD)
Nearby Indian Overseas Bank Branches in THANE
MUMBAI
IOBA0000089
ARJUNA TOWERS, GOKHALE ROAD, THANE WEST, NAUPADA, THANE TALUK 400602
MICR: 400020034 RTGS ✓ NEFT ✓ IMPS ✓
DOMBIVILI EAST
IOBA0000885
PATIL BHAVAN, DR RATH OPP DOMBIVILLI RLY STATION, DOMBIVILI EAST PIN 421201
MICR: 400020030 RTGS ✓ NEFT ✓ IMPS ✓
VASAI DIWANMAN
IOBA0001295
ARUNA APARTMENT, VISHAL NAGAR, VASAI ROAD W , PIN 401202
MICR: 400020044 RTGS ✓ NEFT ✓ IMPS ✓
LOK GRAM
IOBA0001593
J BUILDING, GROUND FLR, D WARD, ATHMARAM NAGAR, LOKGRAM KALYAN EAST PIN 421306
MICR: 400020050 RTGS ✓ NEFT ✓ IMPS ✓
DOMBIVALIWEST
IOBA0001895
FIRST FLOOR,SAI PARADISE,GHANSHYAM GUPTE ROAD,DOMBIVALI WEST,PIN 421202
MICR: 400020060 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001978 valid for online transfer?
Yes, IOBA0001978 is a valid IFSC code for Indian Overseas Bank GHODBUNDAR ROAD branch in THANE, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001978 belong to?
IOBA0001978 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GHODBUNDAR ROAD is 400020068. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001978?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.