Indian Overseas Bank CHENNAIGEMINI CIRCLE Branch IFSC Code

IOBA 0002051
Indian Overseas Bank Logo Indian Overseas Bank
CHENNAIGEMINI CIRCLE — CHENNAI, TAMIL NADU
MICR: 600020127 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHENNAIGEMINI CIRCLE
IFSC Code
IOBA0002051
MICR Code
600020127
Address
KARUNAI KUDIL, NEW NO 297, CATHEDRAL ROAD, CHENNAI600086
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City
CHENNAI
District
CHENNAI
State
TAMIL NADU
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002051 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002051.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002051.

IFSC Code Structure

I
O
B
A
0
0
0
2
0
5
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002051 — Branch code (CHENNAIGEMINI CIRCLE)

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Frequently Asked Questions

Is IOBA0002051 valid for online transfer?
Yes, IOBA0002051 is a valid IFSC code for Indian Overseas Bank CHENNAIGEMINI CIRCLE branch in CHENNAI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002051 belong to?
IOBA0002051 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHENNAIGEMINI CIRCLE is 600020127. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002051?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.