Indian Overseas Bank RAMNAGAR UTTARAKHAND Branch IFSC Code

IOBA 0002216
Indian Overseas Bank Logo Indian Overseas Bank
RAMNAGAR UTTARAKHAND — NAINITAL, UTTARAKHAND
MICR: 244020402 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
RAMNAGAR UTTARAKHAND
IFSC Code
IOBA0002216
MICR Code
244020402
Address
DANGWAL TOWER, OPP.M.P.COLLEGE FIELD, RAMNAGAR, UTTARAKHAND 244715
Open in Google Maps
City
NAINITAL
District
RAMNAGAR
State
UTTARAKHAND
Contact
+915947252600

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002216 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002216.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002216.

IFSC Code Structure

I
O
B
A
0
0
0
2
2
1
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002216 — Branch code (RAMNAGAR UTTARAKHAND)

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Frequently Asked Questions

Is IOBA0002216 valid for online transfer?
Yes, IOBA0002216 is a valid IFSC code for Indian Overseas Bank RAMNAGAR UTTARAKHAND branch in NAINITAL, UTTARAKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002216 belong to?
IOBA0002216 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RAMNAGAR UTTARAKHAND is 244020402. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002216?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.