Indian Overseas Bank KUSUMKHERA Branch IFSC Code

IOBA 0003894
Indian Overseas Bank Logo Indian Overseas Bank
KUSUMKHERA — NAINITAL, UTTARAKHAND
MICR: 263020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KUSUMKHERA
IFSC Code
IOBA0003894
MICR Code
263020002
Address
VILLAGE HARINAGAR, KUSUMKHERA, TEHSIL-HALDWANI, DISTRICT - NAINITAL, STATE-UTTARAKHAND, PIN CODE - 263139
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City
NAINITAL
District
HALDWANI
State
UTTARAKHAND

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003894 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003894.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003894.

IFSC Code Structure

I
O
B
A
0
0
0
3
8
9
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003894 — Branch code (KUSUMKHERA)

Nearby Indian Overseas Bank Branches in NAINITAL

HALDWANI

IOBA0001467

SHANTA TOWER, NEAR GANDHI SCHOOL, BAREILLY ROAD, HALDWANI, DISTT. NAINITAL ,UTTARAKHAND-263139

MICR: 263020001 RTGS ✓ NEFT ✓ IMPS ✓

RAMNAGAR UTTARAKHAND

IOBA0002216

DANGWAL TOWER, OPP.M.P.COLLEGE FIELD, RAMNAGAR, UTTARAKHAND 244715

MICR: 244020402 RTGS ✓ NEFT ✓ IMPS ✓

NAINITAL

IOBA0002804

M/S. GANGOLAS CHEMISTS, 111-112, TALLI TAL, NAINITAL DIST. PIN 263 002

MICR: 263020302 RTGS ✓ NEFT ✓ IMPS ✓
View all Indian Overseas Bank branches in NAINITAL →

Frequently Asked Questions

Is IOBA0003894 valid for online transfer?
Yes, IOBA0003894 is a valid IFSC code for Indian Overseas Bank KUSUMKHERA branch in NAINITAL, UTTARAKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003894 belong to?
IOBA0003894 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KUSUMKHERA is 263020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003894?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.