Indian Overseas Bank NAINITAL Branch IFSC Code
IOBA 0002804
Indian Overseas Bank NAINITAL — NAINITAL, UTTARAKHAND
MICR: 263020302
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- NAINITAL
- IFSC Code
- IOBA0002804
- MICR Code
- 263020302
- City
- NAINITAL
- District
- NAINITAL
- State
- UTTARAKHAND
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002804 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002804.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002804.
IFSC Code Structure
I
O
B
A
0
0
0
2
8
0
4
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002804 — Branch code (NAINITAL)
Nearby Indian Overseas Bank Branches in NAINITAL
HALDWANI
IOBA0001467
SHANTA TOWER, NEAR GANDHI SCHOOL, BAREILLY ROAD, HALDWANI, DISTT. NAINITAL ,UTTARAKHAND-263139
MICR: 263020001 RTGS ✓ NEFT ✓ IMPS ✓
RAMNAGAR UTTARAKHAND
IOBA0002216
DANGWAL TOWER, OPP.M.P.COLLEGE FIELD, RAMNAGAR, UTTARAKHAND 244715
MICR: 244020402 RTGS ✓ NEFT ✓ IMPS ✓
KUSUMKHERA
IOBA0003894
VILLAGE HARINAGAR, KUSUMKHERA, TEHSIL-HALDWANI, DISTRICT - NAINITAL, STATE-UTTARAKHAND, PIN CODE - 263139
MICR: 263020002 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0002804 valid for online transfer?
Yes, IOBA0002804 is a valid IFSC code for Indian Overseas Bank NAINITAL branch in NAINITAL, UTTARAKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002804 belong to?
IOBA0002804 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NAINITAL is 263020302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002804?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.