Indian Overseas Bank ASIKA Branch IFSC Code

IOBA 0002218
Indian Overseas Bank Logo Indian Overseas Bank
ASIKA — GANJAM, ODISHA
MICR: 761020202 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
ASIKA
IFSC Code
IOBA0002218
MICR Code
761020202
Address
KHATA NO 46 BY 223 PLOT NO 276 KALINGA ROAD AT BY PO ASIKA GANJAM DIST ORISSA PIN 761 110
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City
GANJAM
District
ASKA
State
ODISHA
Contact
272474

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002218 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002218.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002218.

IFSC Code Structure

I
O
B
A
0
0
0
2
2
1
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002218 — Branch code (ASIKA)

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Frequently Asked Questions

Is IOBA0002218 valid for online transfer?
Yes, IOBA0002218 is a valid IFSC code for Indian Overseas Bank ASIKA branch in GANJAM, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002218 belong to?
IOBA0002218 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ASIKA is 761020202. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002218?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.