Indian Overseas Bank CHATRAPUR Branch IFSC Code

IOBA 0002348
Indian Overseas Bank Logo Indian Overseas Bank
CHATRAPUR — GANJAM, ODISHA
MICR: 761020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHATRAPUR
IFSC Code
IOBA0002348
MICR Code
761020002
Address
NH 5,IN FRONT OF DRDA OFFICE AT BY PO CHATRAPUR 761020
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City
GANJAM
District
POLASARA
State
ODISHA
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002348 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002348.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002348.

IFSC Code Structure

I
O
B
A
0
0
0
2
3
4
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002348 — Branch code (CHATRAPUR)

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Frequently Asked Questions

Is IOBA0002348 valid for online transfer?
Yes, IOBA0002348 is a valid IFSC code for Indian Overseas Bank CHATRAPUR branch in GANJAM, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002348 belong to?
IOBA0002348 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHATRAPUR is 761020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002348?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.