Indian Overseas Bank POLASARA Branch IFSC Code

IOBA 0002350
Indian Overseas Bank Logo Indian Overseas Bank
POLASARA — GANJAM, ODISHA
MICR: 761020509 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
POLASARA
IFSC Code
IOBA0002350
MICR Code
761020509
Address
JAGANNATH STREET,AT BY PO,POLASARA,DT GANGAM ORRISA 761105
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City
GANJAM
District
POLASARA
State
ODISHA
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002350 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002350.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002350.

IFSC Code Structure

I
O
B
A
0
0
0
2
3
5
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002350 — Branch code (POLASARA)

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Frequently Asked Questions

Is IOBA0002350 valid for online transfer?
Yes, IOBA0002350 is a valid IFSC code for Indian Overseas Bank POLASARA branch in GANJAM, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002350 belong to?
IOBA0002350 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank POLASARA is 761020509. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002350?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.