Indian Overseas Bank PUNNAMCHATRAM Branch IFSC Code

IOBA 0002374
Indian Overseas Bank Logo Indian Overseas Bank
PUNNAMCHATRAM — KARUR, TAMIL NADU
MICR: 639020014 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PUNNAMCHATRAM
IFSC Code
IOBA0002374
MICR Code
639020014
Address
SF NO 748 KARUR TO ERODE MAIN ROAD PUNNAMCHATRAM ARAVANKURICHI TALUK KARUR
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City
KARUR
District
ARAVAKURICHI
State
TAMIL NADU
Contact
+916152279299

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002374 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002374.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002374.

IFSC Code Structure

I
O
B
A
0
0
0
2
3
7
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002374 — Branch code (PUNNAMCHATRAM)

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Frequently Asked Questions

Is IOBA0002374 valid for online transfer?
Yes, IOBA0002374 is a valid IFSC code for Indian Overseas Bank PUNNAMCHATRAM branch in KARUR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002374 belong to?
IOBA0002374 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PUNNAMCHATRAM is 639020014. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002374?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.