Indian Overseas Bank BUGUDA Branch IFSC Code
IOBA 0002616
Indian Overseas Bank BUGUDA — GANJAM, ODISHA
MICR: 761020510
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- BUGUDA
- IFSC Code
- IOBA0002616
- MICR Code
- 761020510
- City
- GANJAM
- District
- BUGUDA
- State
- ODISHA
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002616 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002616.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002616.
IFSC Code Structure
I
O
B
A
0
0
0
2
6
1
6
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002616 — Branch code (BUGUDA)
Nearby Indian Overseas Bank Branches in GANJAM
BHISMAGIRI
IOBA0000517
AT P.O.BHISMAGIRI,BHISMAGIRI,PIN 761055
MICR: 761020502 RTGS ✓ NEFT ✓ IMPS ✓
KUKUDAKHANDI
IOBA0000626
MAIN ROAD, AT PO. KUKUDAKHANDI761100
MICR: 761020504 RTGS ✓ NEFT ✓ IMPS ✓
BEGUNIAPADA
IOBA0000636
AT PO,BEGUNIAPADA BEGUNIAPADA PIN 761031
MICR: 761020501 RTGS ✓ NEFT ✓ IMPS ✓
NARENDRAPUR
IOBA0000702
MAIN ROAD,NARENDRAPUR,GANJAM DISTRICT,PIN CODE 761051
MICR: 760020004 RTGS ✓ NEFT ✓ IMPS ✓
GOLANTHARA
IOBA0000917
MAIN ROAD AT PO GOLANTHARA PIN 761008
MICR: 761020506 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0002616 valid for online transfer?
Yes, IOBA0002616 is a valid IFSC code for Indian Overseas Bank BUGUDA branch in GANJAM, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002616 belong to?
IOBA0002616 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BUGUDA is 761020510. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002616?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.