Indian Overseas Bank HABRA Branch IFSC Code

IOBA 0002637
Indian Overseas Bank Logo Indian Overseas Bank
HABRA — NORTH 24 PARGANAS, WEST BENGAL
MICR: 700020080 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
HABRA
IFSC Code
IOBA0002637
MICR Code
700020080
Address
1ST.FLR,HOLDING NO.130,JOYGACHI MORE.JESSORE ROAD,P.O.HABRA 743263,DIST.NORTH 24 PARGANAS
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City
NORTH 24 PARGANAS
District
HABRA
State
WEST BENGAL
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002637 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002637.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002637.

IFSC Code Structure

I
O
B
A
0
0
0
2
6
3
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002637 — Branch code (HABRA)

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Frequently Asked Questions

Is IOBA0002637 valid for online transfer?
Yes, IOBA0002637 is a valid IFSC code for Indian Overseas Bank HABRA branch in NORTH 24 PARGANAS, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002637 belong to?
IOBA0002637 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank HABRA is 700020080. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002637?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.