Indian Overseas Bank PENNADAM Branch IFSC Code

IOBA 0002735
Indian Overseas Bank Logo Indian Overseas Bank
PENNADAM — CUDDALORE, TAMIL NADU
MICR: 606020204 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PENNADAM
IFSC Code
IOBA0002735
MICR Code
606020204
Address
228 MAIN ROAD,PENNADAM 606105
Open in Google Maps
City
CUDDALORE
District
THITTAGUDI
State
TAMIL NADU
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002735 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002735.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002735.

IFSC Code Structure

I
O
B
A
0
0
0
2
7
3
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002735 — Branch code (PENNADAM)

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Frequently Asked Questions

Is IOBA0002735 valid for online transfer?
Yes, IOBA0002735 is a valid IFSC code for Indian Overseas Bank PENNADAM branch in CUDDALORE, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002735 belong to?
IOBA0002735 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PENNADAM is 606020204. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002735?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.