Indian Overseas Bank GHAZIPUR Branch IFSC Code
IOBA 0002860
Indian Overseas Bank GHAZIPUR — GHAZIABAD, UTTAR PRADESH
MICR: 233020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- GHAZIPUR
- IFSC Code
- IOBA0002860
- MICR Code
- 233020002
- City
- GHAZIABAD
- District
- GHAZIABAD
- State
- UTTAR PRADESH
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002860 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002860.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002860.
IFSC Code Structure
I
O
B
A
0
0
0
2
8
6
0
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002860 — Branch code (GHAZIPUR)
Nearby Indian Overseas Bank Branches in GHAZIABAD
GHAZIABAD
IOBA0000457
2 NAVYUG MRKT,GHAZIABAD
MICR: 110020042 RTGS ✓ NEFT ✓ IMPS ✓
CHIRORI
IOBA0000576
CHIRORI PIN 201102
MICR: 110020105 RTGS ✓ NEFT ✓ IMPS ✓
GHAZIABADSHALIMAR GARDEN
IOBA0001634
ST MARY S CHRISTIAN HI B BLOCK SHALIMAR GARDEN EXTN II SAHIBABAD GHAZIABAD PIN 201005
MICR: 110020058 RTGS ✓ NEFT ✓ IMPS ✓
INDIRAPURAM GHAZIABAD
IOBA0001852
NO 1 BY 3 VAIBHAV KHAND,AMRAPALI GREEN,INDIRAPURAM,GHAZIABAD,PIN 201002
MICR: 110020091 RTGS ✓ NEFT ✓ IMPS ✓
KAUSHAMBI
IOBA0002387
PLOT NO H1,GROUND FLOOR,SHOPPRIX MALL,KAUSHAMBI,GHAZIABAD PIN 201010
MICR: 110020113 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0002860 valid for online transfer?
Yes, IOBA0002860 is a valid IFSC code for Indian Overseas Bank GHAZIPUR branch in GHAZIABAD, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002860 belong to?
IOBA0002860 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GHAZIPUR is 233020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002860?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.