Indian Overseas Bank KATARGAM Branch IFSC Code

IOBA 0002884
Indian Overseas Bank Logo Indian Overseas Bank
KATARGAM — SURAT, GUJARAT
MICR: 395020008 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KATARGAM
IFSC Code
IOBA0002884
MICR Code
395020008
Address
PLOT NO 4 AND 5 BABRIK INDUSTRIAL ESTATE OPP NEW GIDC KATARGAM SURAT GUJA
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City
SURAT
District
SURAT
State
GUJARAT
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002884 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002884.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002884.

IFSC Code Structure

I
O
B
A
0
0
0
2
8
8
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002884 — Branch code (KATARGAM)

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Frequently Asked Questions

Is IOBA0002884 valid for online transfer?
Yes, IOBA0002884 is a valid IFSC code for Indian Overseas Bank KATARGAM branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002884 belong to?
IOBA0002884 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KATARGAM is 395020008. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002884?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.