Indian Overseas Bank VADAKUTHU Branch IFSC Code

IOBA 0002898
Indian Overseas Bank Logo Indian Overseas Bank
VADAKUTHU — CUDDALORE, TAMIL NADU
MICR: 607020106 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
VADAKUTHU
IFSC Code
IOBA0002898
MICR Code
607020106
Address
35 S P T MANI NAGAR GANDHINAGAR POST VADAKUTHU VILLAGE 607308
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City
CUDDALORE
District
CUDDALORE
State
TAMIL NADU
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002898 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002898.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002898.

IFSC Code Structure

I
O
B
A
0
0
0
2
8
9
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002898 — Branch code (VADAKUTHU)

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Frequently Asked Questions

Is IOBA0002898 valid for online transfer?
Yes, IOBA0002898 is a valid IFSC code for Indian Overseas Bank VADAKUTHU branch in CUDDALORE, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002898 belong to?
IOBA0002898 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VADAKUTHU is 607020106. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002898?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.