Indian Overseas Bank XELDEM Branch IFSC Code
IOBA 0003005
Indian Overseas Bank XELDEM — SOUTH GOA, GOA
MICR: 403020023
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- XELDEM
- IFSC Code
- IOBA0003005
- MICR Code
- 403020023
- City
- SOUTH GOA
- District
- QUEPEM
- State
- GOA
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003005 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003005.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003005.
IFSC Code Structure
I
O
B
A
0
0
0
3
0
0
5
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003005 — Branch code (XELDEM)
Nearby Indian Overseas Bank Branches in SOUTH GOA
VASCO DA GAMA
IOBA0000194
PERIERA CHAMBERS,PE JOSE VAZ ROAD,VASCO DA GAMA,GOA PIN 403802
MICR: 403020013 RTGS ✓ NEFT ✓ IMPS ✓
GOANUVEM
IOBA0000538
H NO 558 POVOASAO NUVEM SALCETE PIN 403604
MICR: 403020011 RTGS ✓ NEFT ✓ IMPS ✓
MARGAO
IOBA0001463
1 FLOOR N A P MANSION DIAS ROAD MALBHAT MARGAO PIN 403601
MICR: 403020012 RTGS ✓ NEFT ✓ IMPS ✓
CHANDOR
IOBA0002519
BRAGANZA MANSION NEAR NOSSA SENHORA DE DELEM CHURCH CHANDOR SALCETE DIST SOUTH GOA 40374
MICR: 403020020 RTGS ✓ NEFT ✓ IMPS ✓
CORTALIM
IOBA0002520
SHOP NO 418 BY 1,GR FL,2ND ARVALLE,CORTALIM SALCETE,SOUTH GOA,GOA 40371
MICR: 403020019 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0003005 valid for online transfer?
Yes, IOBA0003005 is a valid IFSC code for Indian Overseas Bank XELDEM branch in SOUTH GOA, GOA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003005 belong to?
IOBA0003005 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank XELDEM is 403020023. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003005?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.