Indian Overseas Bank PAL SURAT Branch IFSC Code

IOBA 0003017
Indian Overseas Bank Logo Indian Overseas Bank
PAL SURAT — SURAT, GUJARAT
MICR: 395020009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PAL SURAT
IFSC Code
IOBA0003017
MICR Code
395020009
Address
3 AND 4 GALAXI IMPERIAL L P SAVANI ROAD NEAR CNG PETROL PUBP PAL CANAL ROAD SURAT 395009
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City
SURAT
District
SURAT
State
GUJARAT
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003017 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003017.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003017.

IFSC Code Structure

I
O
B
A
0
0
0
3
0
1
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003017 — Branch code (PAL SURAT)

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Frequently Asked Questions

Is IOBA0003017 valid for online transfer?
Yes, IOBA0003017 is a valid IFSC code for Indian Overseas Bank PAL SURAT branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003017 belong to?
IOBA0003017 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PAL SURAT is 395020009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003017?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.