Indian Overseas Bank KERANDITOLA NARAYANAPUR Branch IFSC Code

IOBA 0003046
Indian Overseas Bank Logo Indian Overseas Bank
KERANDITOLA NARAYANAPUR — GANJAM, ODISHA
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KERANDITOLA NARAYANAPUR
IFSC Code
IOBA0003046
Address
KERANDITOLA NARAYANPUR P O TANGANAPALLI VIA BHATAKUMUDA DT GANJAM ORISSA761003
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City
GANJAM
District
BHATAKUMRADA
State
ODISHA
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003046 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003046.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003046.

IFSC Code Structure

I
O
B
A
0
0
0
3
0
4
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003046 — Branch code (KERANDITOLA NARAYANAPUR)

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Frequently Asked Questions

Is IOBA0003046 valid for online transfer?
Yes, IOBA0003046 is a valid IFSC code for Indian Overseas Bank KERANDITOLA NARAYANAPUR branch in GANJAM, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003046 belong to?
IOBA0003046 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003046?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.